爱上海419论坛,上海后花园论坛,阿拉爱上海龙凤1314

　　　　　　 CCTV News:Today, the Ministry of Housing and Urban-Rural Development, together with the Ministry of Land and Resources and the People’s Bank of China, held a symposium on real estate work in some provinces and cities in Wuhan, Hubei Province to deploy the recent real estate work. The meeting demanded that all relevant localities should resolutely implement the requirements of the 19th National Congress of the Communist Party of China on housing and real estate work, earnestly assume the main responsibility of real estate market regulation, clarify the work objectives, formulate work plans, and take effective measures to maintain the stable and healthy development of the real estate market.

　　　　　　 The meeting stressed that all localities should improve the housing supply and security system and effectively adjust the supply structure in accordance with the idea of structural reform on the supply side.

　　　　　　 First, vigorously develop the housing rental market.

　　　　　　 The second is to increase the protection of public rental housing for new citizens.

　　　　　　 The third is to develop shared property housing according to local conditions.

　　　　　　 Fourth, continue to promote the transformation of urban shanty towns.

　　　　　　 Fifth, strengthen urban-rural overall planning and regional coordination, make overall plans for urban spatial layout, promote urban-rural integration, improve the equalization level of basic public services such as education and medical care in small and medium-sized cities, counties and small towns, speed up the urbanization of agricultural transfer population, and support migrant workers to return home to start businesses and settle down. Some third-and fourth-tier cities and counties with large inventories should combine the urbanization process with people as the core and promote the destocking work in an orderly manner on the principle of no leverage.

　　　　　　 In addition, the meeting also stressed that real estate risks should be effectively prevented and resolved.

　　　　　　 One isAdhere to the goal of regulation and control, do not relax, do not have any idea of "taking a breath and taking a break", maintain the continuity and stability of regulation and control policies, take stabilizing the real estate market and defusing the bubble risk as the top priority, guide market expectations, and prevent ups and downs.

　　　　　　 The second is to strengthen financial management, balance the allocation of funds between the real estate industry and other industries, and prevent funds from flowing into real estate in violation of regulations.

　　　　　　 The third is to improve the management of land supply, increase the proportion of land supply for rental housing and shared property housing, and prevent high prices from pushing up housing prices.

　　　　　　 The fourth is to guide the rational distribution of housing demand, speed up the relief of some urban functions of megacities with overpopulation and high housing prices, promote the interconnection of large, medium and small cities, and promote the development of surrounding small and medium-sized cities, counties and small towns.

　　　　　　 Fifth, vigorously rectify and standardize the market order, resolutely crack down on speculation and purify the market environment.

　　　　　　 Sixth, study and establish an index system of real estate statistics and market monitoring and early warning, and strengthen the evaluation and accountability of local real estate market stability. At the same time, speed up research and establish a long-term mechanism to promote the stable and healthy development of the real estate market.
　　　

　　Real estate tax once again hangs over the real estate industry.

　　Recently, Lou Jiwei, former Minister of the Ministry of Finance, published an article entitled "China’s Financial System Reform and Future Outlook in the New Era", which pointed out that real estate tax is the most suitable tax as a local tax, and it should be piloted as soon as possible after the economy turns to normal growth.

　　Some market participants believe that this means that the pace of the real estate tax pilot is approaching. As the direction of land financial transformation and one of the important means to adjust income and wealth distribution, the landing of real estate tax is the general trend. In 2021, the work of expanding the pilot of real estate tax was accelerated. However, under the downward trend of the real estate industry, the Ministry of Finance suspended the expansion of the real estate tax pilot in early 2022 for the sake of stable real estate and steady growth.

　　Many insiders believe that under the pressure of economic development, the real estate tax pilot will not be rashly promoted. It is expected that the implementation time of pilot cities in the future will still be determined in combination with the recovery of the real estate market and the macroeconomic operation.

　　Difficulties in real estate tax legislation

　　Levying real estate tax is the general trend after the shrinking land finance?

　　Photo photography: Ren Yuming

　　Guo Xiangyu and Yu Jian, researchers of Real Estate Finance Research Center of Tsinghua University Wudaokou Finance College, pointed out in a research report in February this year that due to the downturn of the real estate industry, the income from land transfer fees, which plays an important role in local finance, decreased by 25.9% in the first 10 months of 2022. With the transformation of the underlying logic of the real estate industry, the local land financial mechanism will be difficult to sustain, and it is urgent to seek a way of transformation. Promoting real estate tax reform is an important transformation direction in exploring more sustainable and long-term "open source" ways.

　　"Compared with land transfer, real estate tax is a tax financial source, which is healthier and more sustainable for local governments." The above report points out that the real estate tax can effectively supplement the local government’s finance on the one hand, and it is of greater significance for the stable and healthy development of the real estate industry and the promotion of common prosperity of society on the other hand.

　　Xie Haoyu, a real estate industry analyst of Guotai Junan Securities, also believes that on the one hand, the land finance is weak, and it is difficult to rely on the income growth of land transfer fees in the future. On the other hand, the market-oriented regulation of the industry development with demand-side reform is conducive to the industry’s moving towards reasonable competition and obtaining effective demand is the long-term growth path of the industry.

　　Chen Wenjing, director of market research of China Central Finger Research Institute, told the First Financial Reporter that the legislation and reform of real estate tax is a medium-and long-term task, which is conducive to curbing the speculative nature of real estate to a certain extent and stabilizing the development of the real estate market in the medium and long term.

　　But in fact, it is not easy to levy real estate tax, and the legislative process is facing many difficulties and pain points.

　　Chen Wenjing pointed out that in terms of implementation conditions, the current national unified housing evaluation standard and system have not yet been established, and the tax authorities also lack the experience and foundation for direct taxation of individuals and families. The current tax collection and management law needs to be appropriately adjusted and revised, and the supporting tax system reform needs to be promoted simultaneously. There are also some difficulties in real estate tax design, such as the scope of collection, exemption conditions, tax rate level and tax preference.

　　Lou Jiwei focused on the valuation of real estate in the above article, and thought it was the biggest difficulty in the legislative process. He pointed out that real estate valuation should generally be based on houses with complete property rights and unrestricted transactions. In reality, a large number of housing property rights are incomplete and transactions are limited. The solution is to make appropriate discounts based on the benchmark valuation, but the problem is very complicated. There are many other difficulties, which have led to the fact that the tax law has not been formally enacted for many years. In October 2021, the National People’s Congress Standing Committee (NPCSC) authorized the State Council to carry out real estate tax reform in some areas, which can be said to be an exploration with problems.

　　Has significantly affected market expectations.

　　Real estate tax is nothing new in China. As early as 2003, the Third Plenary Session of the 16th CPC Central Committee proposed to levy a unified and standardized property tax on real estate when conditions are available. In January, 2011, Shanghai and Chongqing took the lead in launching the pilot project of property tax, and levied property tax on individual housing.

　　In 2015, the Third Plenary Session of the 18th CPC Central Committee formally proposed to put the real estate tax reform into the "legislation first" track. After the 19th National Congress of 2017, it was established to promote the legislation and implementation of real estate tax in accordance with the principle of "legislation first, full authorization and step-by-step promotion", and gradually establish and improve a modern real estate tax system. In September, 2018, the real estate tax appeared in the 13th legislative plan of the National People’s Congress Standing Committee (NPCSC).

　　Since 2021, the attitude of the regulatory authorities on real estate tax has obviously become frequent, and related work has accelerated. In March of that year, the "14 th Five-Year Plan" mentioned "promoting real estate tax legislation"; In May, the Ministry of Finance, the State Administration of Taxation and other four competent departments held a pilot symposium on real estate tax reform. By October 23rd, 2021, the National People’s Congress Standing Committee (NPCSC) decided to authorize the State Council to carry out the pilot work of real estate tax reform in some areas.

　　Regarding this pace of promotion, Zhang Yu, a real estate analyst of CICC, admitted frankly that although there have been many trends in property tax in 2021 and the market has expected the real estate tax to accelerate under the background of common prosperity, the arrival of the real pilot action so quickly still made the market feel more than expected. At that time, Kerui predicted that there was only time left before the real estate tax pilot finally landed. It is expected that the pilot cities will land the specific implementation rules of real estate tax in early 2022.

　　These have a direct impact on market expectations. A real estate enterprise in South China told reporters that, for example, a pilot project in a first-tier city may have an impact on the market expectations of a second-tier city. At the same time, if the real estate tax is levied at a high level, it may also cause considerable downward pressure on housing prices, which in turn will affect the overall real estate market.

　　The research team of Poly Development also showed the influence of real estate tax on customers in key 40 cities. According to its industry white paper released in April, 2022, 75% of the 1,400 groups of customers with home purchase plans in the past six months gave up buying or waiting to see, and actively delayed entering the market.

　　"In the process of waiting for the boots to land, the real estate tax also has a far-reaching impact on the customer’s purchase logic, from buying small and buying more (sets) in the past to buying less, buying moderately and buying fine in the future." The above-mentioned industry white paper believes that in the medium and long term, the expectation of real estate tax will trigger a logical shift in household asset allocation.

　　This may also be one of the key factors that affect the progress of the real estate tax pilot. In the second half of 2021, developers’ thunder incidents occurred frequently, the land market cooled significantly, the turnover of 100 cities shrank, and the real estate industry continued to decline. In this context, in March 2022, the real estate tax was suspended to expand the pilot. Lou Jiwei said that considering the current economic situation, it is of course realistic for the Ministry of Finance to announce that it does not have the conditions to expand the pilot cities for real estate tax reform in 2022.

　　The industry is not expected to advance in the short term.

　　Under the general policy of "housing without speculation", will the real estate tax pilot be expanded in 2023? Many people in the industry interviewed believe that it is unlikely in the short term.

　　"Judging from the current market situation, China’s current economic situation is still in the initial recovery stage. In the environment where uncertainties in world economic and trade growth are still outstanding, the challenge of China’s steady economic development is still great. As a pillar industry of the national economy, the stable recovery of real estate is of great significance for stabilizing the economy. " Chen Wenjing believes that the pilot implementation of real estate tax will have a greater impact on residents’ expectations of buying houses, and increasing the transaction pressure in the commercial housing market will also drag down the pace of market recovery, which is not conducive to the steady recovery of the economy.

　　Yingda Securities believes that in the context of macroeconomic pressure, there is no condition to expand the pilot city of real estate tax reform in 2023. Ma Guangyuan, an economist, also pointed out that although there has been a rebound in real estate this year, and all indicators are better than last year, the overall expectation of real estate has not reversed, the industry is still in the adjustment period, and the risks have not been lifted. The adjustment of real estate is one of the main risks facing China’s economy at present, and the top management is still emphasizing the risk prevention of real estate. In this case, the pilot real estate tax is not realistic.

　　However, the industry expects that the real estate tax pilot will still be steadily promoted in combination with the actual situation of different cities, and accumulate experience for real estate tax legislation. Lou Jiwei’s point in the above article is that "the pilot project should be carried out as soon as possible after the economy turns to normal growth". Some unnamed real estate industry analysts believe that this also means that the real estate tax pilot will not be rashly promoted when economic development and market performance have not improved.

　　As for the possible pilot cities, CICC mentioned in the previous research report that the pilot may take the lead in cities and regions with relatively weak supply potential of new houses, urgent need to optimize the demand structure, relatively developed economy and good basic conditions. The number of cities under this standard will not be too much, and there is a high probability that the pilot will be launched in batches.

　　Yu Xiaoyu, research director of Yihan think tank, believes that some cities with high market enthusiasm and high expectations of rising house prices will be more likely to be shortlisted for the pilot cities. It is expected that the first-tier cities in Shanghai, Guangzhou and Shenzhen and the core second-tier cities such as Hangzhou will be shortlisted for the real estate tax pilot cities, and the policies of the cities that have already been piloted may continue to deepen the pilot. The forecast list given by Kerui includes Shanghai, Shenzhen, Guangzhou, Hangzhou, Nanjing, Suzhou, Xi ‘an and other cities.

　　According to the forecast of Xizheng Capital, the tax rate introduced by local governments in pilot cities in the future will not be too high, which means that it may mainly refer to the existing pilot tax rates in Shanghai and Chongqing, such as 0.4-0.6% in Shanghai and 0.5-1.2% in Chongqing. In terms of the scope of collection, the pilot is likely to include all the existing houses in the scope of taxation, but it is highly probable that the first suite and some areas will be exempted.

Special feature of 1905 film network This week’s excellent film "The Way They Smile" is an Italian film, which won the highest award in Venice International Film Festival in 1998 — — Golden lion award.

Italian memory on the screen

Speaking of Italy, what kind of screen impression do you think of it? Is it the capital Rome, an Italian?

Or this paragraph?

Or maybe it’s a story of restarting your life.

I believe that for movie lovers, Italian movies must be an unavoidable topic.

Classic Italian movies

Italian film plays an important role in the world film history. This land has produced many filmmakers who have influenced the world’s film history, such as Rossini, Rossini and Rossini, as well as many Italian films familiar to the audience.

Ferini (left), antonioni (middle) and Rossini (right)

Nowadays, there are some classic Italian films that are famous in film history, such as touching romantic films, thrilling western films such as The Past in the West, and new realism masterpieces that show the current situation of Italian society.

Posters of The Bicycle Thief (left), The Three Guards of Gold (top right) and Beautiful Life (bottom right)

so"Italian neo-realistic movies"What is it?

Italian neo-realistic films

The neo-realism movement in Italy is a film movement initiated by Italian filmmakers in Italy in the 1940s in order to resist the crowing of Hollywood screen. It turns the camera to ordinary people and to the true feelings of daily life.

Italian neo-realistic filmsStills of "The Bicycle Stealer"

Real-life shooting, loose plot and making good use of unprofessional actors are the remarkable characteristics of Italian neo-realistic films, and this film creation movement also has two slogans — —Give it back to me, ordinary peopleMove the camera to the street!

The appearance of the film in 1956 declared that the film creation movement basically came to an end.

Break through the tight encirclement and win the golden lion award

The film The Way They Smile was appraised as a faithful successor of Italian neo-realism, and also won the Golden Lion Award at the 55th Venice International Film Festival. You know, this Venice International Film Festival is a gathering of masterpieces.

And "The Way They Smile" competed for the Golden Lion Award, including the works by Hou Mai, a French literary master.

Serbian national treasure director Kusturica.

There are also films by cutting-edge German directors.

In the end, The Way They Smile stood out from the crowd and won the Golden Lion Award. Because the story of this film is the epitome of the people at the bottom of Italian society.

Touching brotherhood

The story of the film "The Way They Smile" took place in Italy from 1958 to 1964. These six years were decisive periods for this country, and they were called "economic miracles". During this period, the growth of gross domestic product in Italy set the fastest record. The film tells the story of a pair of Italian brothers who went north from the poor southern island of Sicily and came to Turin to break the world.

For the authenticity of the film, the director specially invited two actors born in Sicily, southern Italy, to be brothers. The actor Loviso, who plays his brother, graduated from the Italian National Film Academy. The director commented on him: "No matter whether he plays a positive or negative role, Loviso can accurately grasp the characteristics of the characters."

Enrique Loviso (left) and Francesco Giuffrida (right)

Giuffrida, the actor of my younger brother, is not a professional actor. When he appeared in this film, he was still in high school, but he was caught by the director Ameglio, which started his professional career.

The story of "The Way They Smile" is a family affection between brothers whose blood is thicker than water, and it is also a torrent of the times experienced by millions of ordinary people in Qian Qian.

Let’s walk into this week’s best film — — The way they smile.

[Welcome to this program]

CCTV-6 movie channel "Good film has a date"

Saturday, January 20th

22:22 Saturday Promotion Edition

22:31 The way they smile

Sunday, January 21st

13:50 The Way They Smile

15: 53 Sunday Film Review Edition

CCTV News:Yesterday (September 17th), the Three Gorges Group announced that the offshore wind farm with the largest single unit capacity in the world — — Full-capacity grid-connected power generation of Fujian Pingtan offshore wind farm.

Fujian Pingtan offshore wind farm is about 35 kilometers offshore and the water depth is about 40 meters. A total of 11 offshore wind turbines have been built in the wind farm, including the 16 MW offshore wind turbine with the largest single unit capacity in the world, with a total installed capacity of 111 MW.

After the project is fully put into operation, the annual on-grid electricity consumption is about 360 million kWh, which can replace 103,800 tons of standard coal every year and reduce carbon dioxide emissions by about 283,800 tons.

Good news! Foshan provident fund can be withdrawn every month to repay the loan, and 10 thousand yuan can be withdrawn for a year without a house or renting a house! Use the money from the provident fund quickly!

Foshan provident fund can be withdrawn once a month.

Prior to this, Foshan introduced the management measures for the deposit, withdrawal, loan and flexible employment of housing reserve, which was implemented on March 1, 2024.

Among them, in order to reduce the pressure on employees to repay loans, Foshan Provident Fund’s "policy of withdrawing principal and interest for repayment of housing loans" has been added: it can be withdrawn once a month.

According to the "Withdrawal Measures", after paying the employee loan to buy a house, you can withdraw the housing provident fund once a month during the loan repayment period. If you apply for a housing provident fund loan in this city, the balance of the housing provident fund account will offset the housing provident fund loan on a monthly basis.

It used to be withdrawn once every six months at the earliest, but now it can be received every month. Guichengjun teaches you how to operate quickly.

1. Open the "Foshan Provident Fund" WeChat official account and click [Service]-[Personal Online Service].

2. Click [Business Hall] to enter [Withdrawal of principal and interest for repayment of house loan (including renewal)].

3. Click [I want to extract]-Select [Associated House Address]-Select [OK].

4. Terminate the original agreement and re-sign, and select [once a month] in "Deduction frequency".

5. Finally, after the approval, click [Withdraw] on the homepage of the provident fund to enter the "Personal Withdrawal Business" to check the progress.

After the change is successful, the provident fund will automatically arrive at the account every month, and you don’t have to pay the loan for half a year first, which can effectively reduce the pressure of repayment! The annual withdrawal amount of the provident fund is 10896 yuan. If you don’t buy a house, you can also withdraw it! In July 2023, Foshan Provident Fund announced a new withdrawal policy, and the withdrawal amount from July 2023 to June 2024 was 10,896 yuan.

Workers paid into the housing provident fund:

According to the Notice of Foshan Housing Provident Fund Management Center on Adjusting the Relevant Matters Concerning the Payment of Rent from Housing Provident Fund in Foshan (Fo Fang Jin Guan [2023] No.29), the relevant standards for the rental extraction in Foshan in 2023 (from July 2023 to June 2024) are hereby announced as follows:

First, the highest extractable amount of rented commercial housing

The maximum monthly withdrawal amount of rented commercial housing is 908 yuan (the average monthly salary of employees in urban non-private units in Foshan in 2022 is 9078 yuan ×10%, rounded off), and the maximum annual withdrawal amount is 10896 yuan.

Second, the maximum extractable amount of commercial housing rented by families with many children

The maximum monthly withdrawal amount of commercial housing for families with many children is 5447 yuan (the average monthly salary of employees in urban non-private units in Foshan in 2022 is 9078 yuan ×60%, rounded off), and the maximum annual withdrawal amount is 65364 yuan.

Third, the validity of the notice

This notice shall come into force as of July 1, 2023 and shall be valid until June 30, 2024.

Foshan housing fund management center

June 27, 2023

According to the latest withdrawal policy, from July 2023 to June 2024, the maximum annual withdrawal amount for renting a house is 10,896 yuan; High-level talents can extract up to 32,688 yuan per year; Families with many children can withdraw up to 65364 yuan a year.

The extraction year is from July 1st of that year to June 30th of the following year, and it is not retrospective. You can choose to extract by year or by month.

If you are not in a hurry to use money or manage money, then let the money continue to lie in the provident fund account. If money is tight, the money in the provident fund can be saved!

The new policy of three major provident funds to facilitate the people and benefit the people has been implemented.

In addition, since March 1st, Foshan Housing Provident Fund Management Center has implemented the new policy of lending, withdrawing and depositing three provident funds to facilitate the people and benefit the people. Let’s take a look!

The loan cancels the household registration restriction.

Article 8 of Chapter 2 of the Measures for the Administration of Individual Housing Loans of Foshan Housing Provident Fund stipulates that employees who pay housing provident fund to purchase, build, renovate or overhaul their own houses in this city may apply for provident fund loans as loan applicants in accordance with the provisions of these measures. The loan applicant shall be a natural person with full capacity for civil conduct, a housing property owner or his spouse, and has not reached the statutory retirement age stipulated by the state.

If there are multiple property owners in the same house who meet the conditions of provident fund loans and are not the same family, only one of the property owners’ families can apply for provident fund loans, and all property owners and their spouses should serve as co-mortgagors.

If both husband and wife are loan applicants for the same provident fund loan, one principal loan applicant shall be determined.

02

New loan repayment business

Article 39 of Chapter 6 of the Measures for the Administration of Housing Provident Fund Personal Housing Loans in Foshan stipulates that if a borrower deposits housing provident fund in this city, he shall apply for housing provident fund loan repayment business at the same time, that is, authorize the provident fund center to directly offset the repayment principal and interest of housing provident fund personal housing loans with the funds in his personal account every month according to the agreement, and the offset order shall be implemented according to the agreement. When the balance of the borrower’s personal account is insufficient, the insufficient part will be deducted from the repayment bank account to supplement it. The borrower shall deposit the current loan principal and interest in full into the repayment bank account before the repayment date every month.

03

Increase the maximum loan amount of provident fund loans

The Notice of Foshan Housing Provident Fund Management Center on Defining the Relevant Matters of Personal Housing Provident Fund Loans stipulates that following the principle of "deposit before loan, linking deposit with loan", the city’s provident fund loans will be differentiated, that is, different deposit times correspond to different maximum loan amounts. If the husband and wife jointly apply for provident fund loans and meet the conditions of provident fund loans (hereinafter referred to as double-paid employee families), the time of deposit shall be determined by the main loan applicant. When high-level talents who have paid housing provident fund in this city apply for provident fund loans, the deposit time shall be determined as ≥36 months.

(three) to buy the first set of self-occupied housing and the purchased housing is a commercial housing that meets the green building standards of two stars or above, and the maximum loan amount will rise by 10%.

(four) the purchase of the first set of self-occupied housing and the purchased housing has been identified as commercial housing for prefabricated construction projects, and the maximum loan amount has risen by 10%.

(5) If a family with more than three children buys the first set of self-occupied housing, the maximum loan amount will rise by 10%.

(six) in line with the above (three) (four) (five) (excluding high-level talents), the floating ratio can be accumulated.

(7) The above-mentioned situations (3), (4) and (5) are not applicable to high-level talents. If high-level talents buy the first home in Foshan, the maximum loan amount shall be implemented according to the relevant loan provisions of high-level talents in our city.

Please forward the spread and let more people know!

Source: Foshan Provident Fund, Foshan Tong and Foshan Leju.

Editor: Luo Jingwen, Foshan News Network

　　The May Day holiday is less than a week away. Hotels in major popular tourist cities are in a hurry, prices are soaring, and travelers who book their trips early are eager to move, and their minds are flying away with the holidays.

　　At this time, the booked homestay suddenly started to "decorate" and asked the tenants to unsubscribe? There’s more than one, can you believe it?

　　The renovation closed down and the boss changed … … There are many reasons for breaking the contract.

　　The reporter learned that on the eve of May 1 ST, there were quite a few passengers who were "broken", and the reasons for the starting price of B&B hotels were also strange.

　　Xiaozhe, a college student in Zhengzhou, wanted to go to Xi ‘an with his friends on May 1st. In mid-March, he chose a cheap hotel with a good location. With vouchers, the total price for three nights is less than that of 300 yuan.

　　A week after the reservation, Xiaozhe suddenly received a call from the innkeeper asking her to check out. The reason was: "The hotel has changed its owner and is under renovation."

　　Xiaozhe felt that something was wrong at that time, and then turned to this room on other platforms and found that the price during May Day had risen to more than 600 a night.

　　"I contacted customer service directly, and the processing efficiency of customer service was also very high. After I failed to negotiate with the hotel, I arranged other hotels nearby and made up the room price difference." Xiaozhe said that the platform later punished the hotel and reduced the traffic.

　　There is also Linglong who booked the Wuhan B&B, and received a phone call saying that "the hotel closed down and the boss changed". Linglong called it outrageous, "Curse your store so much for making money?" On the social platform, there are still many netizens posting that they have been unsubscribed, with various excuses and strange reasons. Some said: "store transfer", some said "demolition", and some said that relatives and friends came back from other places during May Day, so the house was not rented out. In short, I hope that netizens will cancel the order as soon as possible.

　　Platform fines can’t keep up with price increases. B&B would rather default than "catch customers"

　　"The platform punished the hotel I booked, and the 1.5 times fine also reduced the traffic. However, compared with the profit of May Day, the merchants are definitely willing to accept the punishment. Moreover, without this platform, there are other platforms." In this regard, Xiaozhe said that he was very helpless. "The merchants themselves did not change the price in advance on May 1 ST. When they saw that the tourism market was hot, they sat on the ground and started to find various reasons to deceive consumers to return the order. Is it appropriate?"

　　What do the homestay owners think about the matter of "sitting on the ground"?

　　The owner of a homestay in Moganshan said that in the past three years, the epidemic was serious, and the homestay hardly made any money, and some of them were still struggling at a loss. They all counted on the May 1 "harvest" wave, so he also understood this behavior. "In essence, everyone wants to make some money, make rational use of the rules, and the fine can be recognized."

　　Another owner of Lin ‘an B&B nodded again and again, saying that it is no wonder that many guests came to ask if there were any changes during May Day. He said: "Please rest assured that as long as the order is generated, regardless of the price, it will be received on time, even if there is force majeure, and we will find ways to solve the problem for everyone. The price is not set well, it is our problem, and we will definitely bear it. "

　　Mr. Yu, the host manager of a citizen in Moganshan, believes that "sitting on the ground and starting from the price" is not necessarily the responsibility of the hotel. The platform may be the best and the most willing to do a "price increase". "Because the platform is divided into 15% of the whole house price, and all major platforms are supported by big data, they are the most willing to do the so-called ‘ Revenue management ’ Yes. For the excellent products of the head, the platform can even buy out all their rooms during the holidays, and then the platform is free to price. " Mr. Yu said that from the actual operational point of view, the tourism and holiday industry is a typical and obvious industry in the off-peak season. The loss or flat in the off-season depends on the "profiteering" in the peak season to make a balance. "I want to solve the problem of soaring consumption in holiday rooms, restaurants and so on. In the end, we must implement the paid vacation of the country in a down-to-earth manner and iron out the peak of travel."

　　The latest response of the platform: it will bear the difference of 3 times the highest first night room rate.

　　On April 24th, in response to the recent situation that some netizens reported that the booked B&B was temporarily "broken", a number of online travel platforms issued responses saying that they would resolutely protect consumers’ rights and interests.

　　On the same day, Ctrip said that as a platform, it will provide hotel booking services for consumers in strict accordance with the provisions of the Electronic Commerce Law and the Contract Law. After the consumer submits the reservation order, if the hotel (supplier) confirms it and overturns it or there is no room in the store, Ctrip will help cancel the order or provide more solutions for the consumer according to the wishes of the consumer. Specifically, the platform will coordinate with the hotel to arrange for guests to stay in rooms of the original standard or above, and bear the resulting price difference, with the upper limit of the price difference being three times the room rate of the original order for the first night. If it is impossible to arrange for the guest to stay in any room type in the original hotel, Ctrip will help the guest to book a similar hotel nearby and bear the resulting price difference. The upper limit of the price difference is 3 times of the first night room rate of the original order.

　　The customer service of Meituan B&B said that it was illegal for the B&B order to break the contract and the landlord to sit on the ground during the "May 1 ST" period, and any breach of the order by any merchant would be fined accordingly; Secondly, for customers, Meituan will pay according to external customer protection.

　　Flying Pig and Piggy B&B said that if the B&B merchants "break the contract", they will communicate with the guests at the first time to verify the situation, and arrange for the guests to stay in the same level B&B or higher in the vicinity according to the platform user protection rules, and the platform or merchants will bear the difference. The maximum difference is 3 times the first night room rate; If the guest decides not to stay again, he will negotiate with him and pay the highest room rate for the first night on the basis of full refund.

　　Comprehensive Fujian Daily and The Paper

　　People’s hot comment

　　Change ways to get tourists to unsubscribe.

　　It’s too ugly to eat at such a homestay.

　　The May Day holiday is approaching, and the phenomenon of breaking the contract of the hotel is frequent. There are many reasons. For example, some talk about renovation, some talk about changing bosses, some talk about demolition, and some even curse that their homestay has closed down. Anyway, they just don’t tell the truth. There is only one purpose, so that consumers can cancel their orders on their own initiative.

　　Tourists book homestays in order to have peace of mind. Unexpectedly, they have been played by unscrupulous people before going out to play. Isn’t it bad? Changing the way to get tourists to unsubscribe, it’s ugly to eat without a good abacus.

　　Why do those homestays have to break the contract by all means, taking the blame and taking the world by storm? The reason is very simple. Based on the information of all parties, the May Day holiday this year is more popular than expected. They think that the accommodation price was low before, and they want to make a lot of money. They want to sit on the ground and make a lot of money. For this reason, they must do everything possible to let the consumers who have previously booked successfully cancel their orders, make room for them and then sell them at a good price.

　　The problem is that consumers have established a contractual relationship with the B&B, which is protected by law. Can the B&B involved be cancelled if they want to? Can you play dirty tricks in order to force consumers to submit?

　　One detail is worth mentioning. A consumer whose contract was broken said frankly: "The platform punished the hotel I booked, and the 1.5 times fine also reduced the traffic. However, compared with the profit of May Day, the merchants are definitely willing to accept the punishment. Besides, there are other platforms without this platform." This information is worth touching. "platform fines can’t keep up with the price increase income", which reflects that there must be problems in some links.

　　If some homestays are not afraid of punishment, they would rather choose to be punished and break the contract, which only shows that the platform is not punished enough. If the platform fines those "recidivist" homestays, blacklists them, and even permanently goes offline, do they dare to mess around?

　　The current wave of breaking the contract of the hotel has become one of the chaotic phenomena that have been criticized before this small holiday. It also reminds the regulatory authorities that they need to intervene in accordance with the law and deal with it in a timely and effective manner. They cannot tolerate this kind of chaos, and they cannot ignore the repeated violations of consumer rights.

　　In the face of reasonable and legal reports from consumers, relevant departments should respond positively. In particular, the regulatory authorities where unscrupulous people live should take the initiative to strictly curb this kind of chaos. A simple truth is that this kind of homestay hurts consumers and tarnishes the image of the city for immediate benefits. If it does not stop loss quickly, it will inevitably affect the local reputation and be unfavorable to the tourism economy.

　　In fact, the related practices of some homestays constitute fraud and are suspected of violating the Consumer Protection Law. For this kind of homestay, we should first catch a few typical cases and severely punish them according to law, so as to set an example for others. Otherwise, there will be more and more disputes, which will inevitably affect the quality of holidays and damage the dignity of the law.

　　Some insiders said that some homestays had suffered from the epidemic and suffered great losses. It is worth understanding that they are counting on the May 1 "harvest" wave. It is a fact that the business is bleak because of the epidemic. However, you can’t kill customers, you can’t do things that violate the rules, and you can’t ignore the legal constraints and mess around. In order to get the lost money back, we will engage in crooked ways and take improper and illegal means, which will inevitably bear legal risks and scare away tourists.

　　Facts have repeatedly proved that the lack of contract spirit will make it cool sooner or later. Eating too ugly will inevitably lead to embarrassing consequences; Be kind to tourists, and there will be a real "money way". In this regard, B&B should stop playing the game of "boomerang", otherwise, it will be yourself who will eventually get hurt.

After going abroad to move Japanese rice cookers and toilet lids, China tourists have recently targeted Japanese-made menstruation towels …

In the First World War, this invention, which influenced human beings, was quietly born in the form of bandages and medicinal cotton. Up to now, the dispute over menstruation towels on the shelves has become increasingly fierce, such as extended ones for daily use at night, ultra-thin ones with soft cotton mesh and fragrance-free ones with strawberry and mint … In short, in order to meet the physiological needs of women (I heard that military training for boys will also be used? ), enhance the user experience, and major manufacturers try their best to use it only for Bona Beauty. Recently, "Super Mommy Afternoon Tea" launched "menstruation’s World You Don’t Understand the Most Comprehensive menstruation Towels in History", and analyzed 13 popular menstruation towels from various angles.

Super mommy Seven laughed at herself and said, "Actually, it was quite fun when it was measured."

The 13 daily-use menstruation towels that came to participate in the competition were all in their places. Among them, six Japanese players were Kao Zero Touch, Kao F Series, Kao Refreshing Instant Suction, COSMO, UNIJIA Sanitary Ware (center-in) and Dawang’s elis (Yili), while those from China were China Kao, Yibao, A C, A Fei, and A filar silk (confirmed by Observer Network and Seven as Hu Shubao).

Group photo of 13 seed players

Menstruation towel peak showdown begins now!The first round: side leakage prevention, reverse osmosis and water absorption. Generally speaking, an adult woman’s daily menstruation is about 100ml, so in this round of test, each menstruation towel has to bear the challenge of 30ml of water three times.

Menstruation towel trying to absorb water …

COSMO, a popular Japanese player, can’t stand the blow.

Seven teased that this Japanese Unija must have been hurt by love, and her water absorption is generally swollen like this.

After pouring the water, the tester placed a paper towel on the menstruation towel to make the result more visual. The comprehensive indicators are selected, and the top three are Kao F series from Japan, Kao Zero Touch, and elis from Dawang.

Three Japanese players who won praise from Judge Seven.

But the visual judges of Observer Network Xiaobian love these three more (ABC in China, Ashana in Canada, King of Japan).

After 24 hours, some menstruation towels still don’t fully absorb water, including the refreshing instant absorption of Kao, Sufi, Hushubao and Kao in China. What’s the difference in their internal structures?

After simple disassembly, the internal structure of the water-absorbent King elis is very complete.

Kotex cotton wadding with poor water absorption is flying all over the sky

After testing the first two items,Start testing the "fluorescent agent" problem that girls are extremely concerned about.. In recent years, menstruation towel fluorescent agent problems frequently occur. Seven uses purple light to identify it simply according to the recommendation of folk experts (this method is also applicable to baby’s clothes and mother’s mask). After a round of tests, the contents of Cosmo and Unijia fluorescent agents from Japan are relatively high. The other models performed great, and no fluorescent agent was found yet.

Japan Unija (basically not shown under the lens)

Shiny Japanese Cosmo

Next, the breathability test is coming!In such a sultry summer, the airtight menstruation towel will really make girls crazy, so this round takes the way of putting the menstruation towel between two cups, filling the lower cup with boiling water, and placing an empty cup above to check out the steam quantity.

This is the device like this ~

Elis, the Japanese Kao who won the first prize in this round, quickly produced steam in 15 seconds, and the effect was very obvious. In contrast, Kao zero touch and F series also produce steam within 30 seconds. And the other models still show no signs of steaming after five or six minutes …

Japan beat Canada by a clear margin.

After four rounds of competition, the winners and runners-up in this peak matchup were Japanese king elis, Kao Zero Touch and Kao F series.

The national anthem of Japan should be played here

Seven, who chose the top three, said that these products still have different series and styles. Radish and vegetables have their own tastes. Let’s jump out and talk about your user experience. !

Want to watch the full video, poke it ↓

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(Observer Net Text/Wang Kerong)

This article is an exclusive manuscript of Observer. The content of the article is purely the author’s personal opinion, and does not represent the platform’s view. It shall not be reproduced without authorization, otherwise legal responsibility will be investigated. Pay attention to the observer network WeChat guanchacn and read interesting articles every day.

　　Eight departments, including the Ministry of Industry and Information Technology, jointly issued the "Intelligent Manufacturing Development Plan in the 14th Five-Year Plan" today (28th). Among them, it is put forward that in the Tenth Five-Year Plan and a long period in the future, to promote intelligent manufacturing, we should base ourselves on the essence of manufacturing, closely follow the intelligent characteristics, take technology and equipment as the core, take data as the basis, and rely on manufacturing units, workshops, factories, supply chains and other carriers to build an intelligent manufacturing system that is integrated with reality, knowledge-driven, dynamically optimized, safe, efficient, green and low-carbon, so as to promote digital transformation, networked collaboration and intelligent transformation of manufacturing industry.

　　By 2025, most manufacturing enterprises above designated size will realize digital networking, and key enterprises in key industries will initially apply intelligence; By 2035, manufacturing enterprises above designated size will fully popularize digital networking, and key enterprises in key industries will basically realize intelligence. Among them, the specific goals by 2025 are: First, the transformation and upgrading have achieved remarkable results, 70% of manufacturing enterprises above designated size have basically realized digital networking, and more than 500 intelligent manufacturing demonstration factories have been built to lead the development of the industry. Second, the supply capacity has been significantly enhanced. The market satisfaction rates of intelligent manufacturing equipment and industrial software have exceeded 70% and 50% respectively, and more than 150 system solution suppliers with high professional level and strong service capabilities have been cultivated. Third, the basic support is more solid, more than 200 national and industry standards have been revised, and more than 120 industrial Internet platforms with industry and regional influence have been built.

　　The Plan also deployed six special actions, namely, tackling key problems in intelligent manufacturing technology, building intelligent manufacturing demonstration factories, upgrading and upgrading industries intelligently, innovating and developing intelligent manufacturing equipment, breaking through and upgrading industrial software, and piloting intelligent manufacturing standards.

　　
Chongqing morning post, September 17 th, "Is there any softness?" Recently, on a flight from Nanning to Chongqing, Jin Sheng (a pseudonym), a passenger who flew for the first time, walked into the bathroom during the flight, took a shower with a washbasin punch, and "occupied" the bathroom for half an hour. After being discovered by the flight attendant, he even reached out and asked for shampoo. Finally, the airline gave him an oral education.

　　The bathroom was closed for half an hour.

　　"Miss, do you see if there is something wrong with the passengers here?" On the plane, the first suspect was a middle-aged female passenger. Shortly after the plane took off, a man got into the bathroom and never came out. Because the man "occupied" the bathroom for nearly half an hour, the passengers had to queue up to go to another bathroom.

　　Semi-naked men ask stewardesses to be soft.

　　The passengers called a stewardess. The stewardess knocked on the door politely. "Is there anything wrong with the passengers inside?" Didn’t hear a response.

　"Look, there is water coming out of it." The eagle-eyed passenger suddenly found that water was slowly oozing from the door below.

　　The stewardess kept knocking at the door, but there was still no response. A few minutes later, the stewardess was ready to take emergency measures to open the door with the key. At this point, the passengers inside opened the door.

　　As you can see, a tall and thin man of about 30 years old is naked, with his head and body wet. The stewardess also found that the whole bathroom had been made a mess, and the walls on the ground were covered with water stains.

　　What makes people laugh and cry is that at the sight of the stewardess standing at the door, the man stretched out a wet right hand and asked, "Miss, are you soft?" I want to wash my hair. "

　　Wage earners seldom take hot baths.

　　It turned out that the man’s name was Jin Sheng, a Chongqing native who worked in Shenzhen. Because the discount on air tickets is relatively low, when he returned to Chongqing this time, he flew to open a "foreign meat". The first time I flew by plane, Jin Sheng felt everything was fresh: "I was going to the toilet, but as a result, there was still hot water in the faucet." I just want to take a bath by the way. "

　　Because of the poor working and living conditions, Jin Sheng usually takes a bath for more than a week, and he has to boil hot water himself. He took off his clothes and washed it well.

　　"I saw that there were drinks and meals on the plane. I want to take a bath and there should be Rejoice shampoo." Therefore, it was found that after taking a bath, Jin Sheng confidently asked the stewardess for shampoo.

　　The passengers accused him of disregarding public morality.

　　Other passengers on the plane condemned Jin Sheng’s behavior. The first suspicious middle-aged woman said, "There are only two bathrooms, so you can’t take one." Other passengers also blamed him for soiling the bathroom.

　　For such a problem, airlines don’t know how to deal with it. In fact, the relevant aviation regulations do not prohibit passengers from taking a bath in the bathroom on the plane. After the plane arrived in Chongqing, the airline staff could only give Jin Sheng an oral public morality education.

　　A person in charge of the airline said in an interview: "The plane has become a public transport. However, the quality and public morality of passengers are not as popular as flying. "

Editor: Li Dan

After liberation, the Bank of China was reborn. From the earliest time when Shanghai was liberated, big slogans were hung on the Bund, to actively stabilizing financial prices at home, promoting the recovery of the national economy, and opposing blockades, embargoes and freezes abroad; From becoming a specialized foreign exchange bank in China, to strengthening the use of foreign exchange funds, supporting the construction of ocean-going shipping fleet, and trying to settle accounts with RMB to realize the preservation of export proceeds. China banks play a mainstay role in financial stability and foreign exchange work.

Return to the people’s arms

May 25, 1949, on the eve of the liberation of Shanghai. On the Bund, two 30-meter-long giant slogans are quietly hung on the outer wall of China Bank Building. One reads "Celebrating the Liberation of Great Shanghai" and the other reads "Welcome to the People’s Liberation Army". This is the first time that a big slogan to welcome liberation appeared on the Bund.

It was Ye Zisheng, an employee of the Bank of China, who wrote this slogan. Huang Shunfu, another BOC employee, risked being discovered by Kuomintang spies, gendarmes and patrols at any time and hung the slogan on the building.

It is precisely because many employees like Ye Zisheng have done a lot of preparatory work that the transfer of production, archives and account books has gone smoothly. It took only 10 days for the Bank of China, which returned to the people’s arms, to announce its resumption of business.

At that time, Bank of China had developed into a global bank with many overseas branches. On January 9, 1950, the Hongkong Branch telegraphed the General Management Office of Bank of China to accept the leadership. Subsequently, overseas institutions such as London Branch and Singapore Branch announced their acceptance of leadership.

In the process of Hong Kong Branch’s return to the motherland, Zheng Tieru, then branch manager, made great contributions. Thanks to his painstaking efforts, the Hong Kong branch had its own capital of over HK$ 60 million, which was not a small sum at that time. Faced with the intimidation and inducements of the Kuomintang authorities in Taiwan Province, he risked his life, calmly responded and made careful arrangements, and finally kept the foreign exchange. Part of the funds are lent to factories in Hong Kong, especially yarn mills, to support the industrial development in Hong Kong, while the other part is used to buy land and build a new Bank of China building. This building became the tallest building in Hong Kong at that time, and it was a symbol of the new China in Hong Kong, which laid the foundation for the Bank of China in Hong Kong for a century.

Premier Zhou Enlai has always been concerned about the operation of Hongkong Branch and the safety of Zheng Tieru. On March 11th, 1953, in order to make Zheng Tieru pay attention to the bank and his own safety, Zhou Enlai personally invited him to Beijing for an interview and hosted a family banquet. On December 16th, 1955, Zhou Enlai personally sent a letter to Zheng Tieru to express his condolences, in which he mentioned that "I hope to discuss with you ways to consolidate administrative affairs and defend state property". In 1956, after Zheng Tieru went to Beijing to attend relevant meetings, Zhou Enlai once again met him at his home in Xihuating, Zhongnanhai.

Stabilize financial prices

During the period of national economic recovery after liberation, according to the instructions of the Central People’s Government, the People’s Bank of China has done fruitful work in cracking down on the black market of gold, silver and foreign currencies, revoking the privileges of foreign banks in China, prohibiting the circulation of foreign currencies, unifying foreign exchange management, controlling inflation and stabilizing financial prices.

The Bank of China actively participated in this struggle and contributed to the recovery of the national economy. Among them, the General Management Office of Shanghai China Bank and Shanghai Branch received 5.3 trillion yuan of gold coupons within one week, accounting for about 15% of the total amount of 35.9 trillion yuan received by the city. Ranked first among the 216 banks and money houses participating in the redemption in the city.

At the same time, the black market of gold, silver and foreign currencies was banned, and related exchange work was carried out, and banking institutions in China all over the country successfully completed their tasks. Since June 10th, 1949, the General Management Office of China Bank has started the discount savings business in the branches in the liberated areas, which has played an important role in cracking down on speculation, stabilizing prices and ensuring people’s lives.

With the outbreak of the Korean War in 1950, the United States and other countries began to impose a comprehensive blockade and embargo on China. "This has had a very adverse impact on China’s foreign trade and foreign exchange work, which has just resumed soon. In order to break the situation, the Bank of China and the foreign exchange department jointly launched the struggle against blockade, embargo and freezing. " Wu Nianlu, former director of the Institute of International Finance of Bank of China, recalled.

Thanks to the joint efforts of banking and trade cooperation, this struggle has won victory, saved materials, revived purchase certificates, unfrozen funds, imported a large number of materials including strategic materials, solved the needs of domestic economic construction and strategic materials to resist US aggression and aid Korea, and promoted the development of China’s foreign trade.

Franchise in foreign exchange management

After the founding of New China, China Bank undertook unified foreign exchange management and became a specialized foreign exchange bank in China.

On April 6, 1950, the Foreign Business Department of the Head Office of the People’s Bank of China and the General Management Office of the Bank of China jointly worked, and the local BOC was changed into a component of the local People’s Bank.

After undertaking foreign exchange management, the foreign exchange funds of China Bank have been increasing since 1970s. Bank of China strengthened the use of foreign exchange funds, and from 1972 to 1976, it issued a total of 2.11 billion US dollars in foreign exchange loans, which strongly supported the national production and construction.

In 1963, the State Council decided to use the foreign exchange loan of Bank of China to purchase ocean-going ships. China has gradually established its own ocean-going fleet with considerable scale. From 1972 to 1976 alone, BOC provided a total of 880 million US dollars in foreign exchange loans for the construction of ocean shipping fleet. By 1976, there were 340 ocean-going ships with 5.56 million tons, including 262 loan ships with 4.6 million tons. The proportion of freight carried by China ocean-going fleet to the Chinese side increased from 13.3% in 1965 to 70% in 1976, which basically changed the situation of relying on renting foreign ships.

Moreover, after the western currency crisis in the 1960s, in March 1968, the Bank of China put forward the suggestion of using RMB to settle import and export trade in Hong Kong and Macao on a trial basis. On April 12th, the State Council approved the decision to start the trial use of RMB for settlement in Hong Kong and Macao in the spring of 1968.

Since then, the pilot scope of RMB valuation calculation has gradually expanded to Western European countries. By 1973, the number of countries and regions (including agreement countries) using RMB for settlement reached 63, and in 1976 it further increased to 120. In the spring and autumn of 1973, the turnover of RMB for export reached more than 2.4 billion yuan.

It was nine years from the trial and implementation of RMB-denominated settlement to 1976. At that time, when the international financial turmoil and the fixed exchange rate system of the international currency were on the verge of collapse, China used RMB to settle accounts abroad, which avoided and reduced foreign exchange risks, played a role in preserving the value of foreign exchange, and also improved the international reputation of RMB.

Zhou Enlai is very supportive of RMB pricing and settlement, and has instructed many times that "RMB will not go abroad, even in Hong Kong and Macao, and RMB will not circulate there", and "China’s trade with capitalist countries such as Britain, France, Switzerland and the Federal Republic of Germany is settled in RMB, which is a victory. We’re not trying to send RMB abroad. Our renminbi is creditable and stable, and it can be settled in renminbi. This is the result of socialist construction and is encouraging. "