Report to the 20th CPC National Congress: How will the real estate industry develop in the next five years?

Reporter Fan Xu

Report to the 20th CPC National Congress, the Communist Party of China (CPC), proposed to adhere to the position that houses are used for living, not for speculation, and accelerate the establishment of a housing system with multi-subject supply, multi-channel guarantee and simultaneous rent and purchase.

Analysts believe that, following the 19th National Congress, Report to the 20th CPC National Congress once again emphasized "housing and not speculating", demonstrating the policy determination, which also means that "housing and not speculating" will become the long-term policy orientation of the real estate industry in China.

Yan Yuejin, research director of the think tank center of Yiju Research Institute, pointed out that in the report of the 19th National Congress, the housing system reform was discussed under the framework of "improving the security and people’s livelihood", while this time Report to the 20th CPC National Congress was carried out under the framework of "improving people’s livelihood and improving people’s quality of life".

"In this contrast, it can be seen that on the basis of protecting people’s livelihood, improving quality will become an important content. In other words, the housing system reform should take into account the dual goals of protecting people’s livelihood and improving quality. " He said.

Li Yujia, chief researcher of the Housing Policy Research Center of Guangdong Urban Planning Institute, said that the construction of the "rent-and-purchase" housing system in the next five years is expected to accelerate in an all-round way. Looking at it now, the two have not been simultaneously developed, and the situation of "buying" and "renting" is still light. After the 20th National Congress, the pain points of upper and lower administrative management will be opened, the financial and asset attributes of housing will be weakened in an all-round way, and the people’s livelihood attributes will be highlighted in an all-round way. In addition, all localities will actively compete for population, and the new system of rent and purchase will make great progress.

The following are some analysts’ views on interface news collation.

China Index Academy: Next, the foothold of real estate development will focus more on protecting people’s livelihood and improving quality.

As early as the end of 2016, the Central Economic Work Conference first proposed to adhere to the positioning of "houses are used for living, not for speculation". In October 2017, "houses are not used for speculation" was written into the report of the 19th National Congress. In the past few years, although the real estate industry has experienced ups and downs, the central government has supported all localities to optimize the property market regulation policies due to urban policies, and "houses are not used for speculation" has always been the policy to stick to the bottom line. This time, Report to the 20th CPC National Congress once again emphasized that "the house is used for living, not for speculation", which showed the policy determination. At the same time, it also meant that "living without speculation" would become the long-term orientation of the real estate industry in China, and then the foothold of real estate development would focus more on protecting people’s livelihood and improving quality.

At the same time, we should also see that in the process of realizing all people’s housing, "enhancing people’s livelihood and improving people’s quality of life" will become the focus of policy. In the future, reasonable housing demand will still be the main object of policy support and encouragement. There is still room for the release of rigid and improved housing demand, especially for people’s better life, and improved housing demand will become the key support of the market.

Li Yujia, chief researcher of the Housing Policy Research Center of Guangdong Urban Planning Institute: In the next five years, the housing system construction of "rent and purchase simultaneously" will be accelerated in an all-round way.

The top-level thinking of housing work in the new era is very clear, that is, "no speculation in housing" and "simultaneous rent and purchase". The former is the top-level guidance for the whole country to carry out industry and market management, innovate management mode and long-term mechanism, and promote the construction of new housing system and system; The latter is the top-level design for China to further promote the reform of housing system, explore new models of real estate development and promote the high-quality development of housing.

Now, the two have not been put together, and the situation that "purchase" is heavy and "rent" is light still exists, and there are also many problems and experiences. For example, the expectation of rising house prices and its realization are not conducive to cultivating long-term rents; Compared with the development and sales of commercial housing, leasing operation is less profitable; Defects in land and housing sources and financing sources of leasing; All localities have not paid enough attention to the supply and management of leasing, and the effect of policy implementation needs to be improved; Lease rights, especially in children’s education, community identity, etc., are far from buying a house; The chaos of long-term rental apartments in capital operation, etc. Moreover, the degree of attention in various places also needs to be improved urgently.

Since the second half of last year, the state has taken substantial steps in controlling the rise in housing prices, promoting the construction of affordable housing, lowering the threshold for new citizens to settle down, and letting leases fall to collective households. With the joint efforts of relevant subjects, the construction of housing system with rent and purchase will be accelerated in the next five years. After the 20th National Congress, the governance efficiency will be comprehensively improved, and the people’s livelihood orientation of housing will be comprehensively strengthened. As a result, the pain points of upper and lower administrative management will be opened, the financial and asset attributes of housing will be comprehensively weakened, and the people’s livelihood attributes will be fully highlighted. In addition, the new system of actively competing for population and simultaneously renting and purchasing will make great progress.

Yan Yuejin, research director of think tank center of Yiju Research Institute: "Rent and purchase simultaneously" will introduce innovative content.

In the report of the 19th National Congress of the Communist Party of China, the reform of the housing system was discussed under the general framework of "improving security and people’s livelihood", while this time in Report to the 20th CPC National Congress, it was carried out under the general framework of "enhancing people’s livelihood and improving people’s quality of life". From this comparison, we can see that improving quality will become an important content on the basis of protecting people’s livelihood. In other words, the housing system reform should take into account the dual goals of protecting people’s livelihood and improving quality.

With the stability of the short-term real estate market and the resolution of contradictions, the work of "rent and purchase simultaneously" mentioned since the 19th National Congress will be accelerated, and there will also be some innovative contents and ideas. For example, this year, some cities allowed landlords to bring personal housing into the supply system of affordable rental housing, and at the same time obtained new qualifications for buying houses. This is a good practice and a good model to fully integrate the rental and purchase markets and activate the increment of stock. There will be a series of new reforms and new measures in promoting the activity of the rental market and the house purchase market. This is also the content that relevant local governments, housing enterprises and citizens need to pay active attention to, so as to truly promote the healthy and stable development of China’s real estate industry with a high-quality model and a long-term perspective.

The current housing system reform will continue to expand from the perspective of supply-side structural reform in the past five years, especially at the distribution level. As far as the reform of the housing rental market is concerned, the last two years are crucial years for thoroughly implementing the spirit of the "14th Five-Year Plan" reform and increasing the supply of housing. With the increase of housing supply, how to ensure that the distribution field is more in place and more scientific, especially to protect the housing needs of new citizens, college students, three-child families and other groups? This is a question that reform must answer. At the same time, in the process of solving the housing problem, how to improve the quality and happiness is the key work to be studied and promoted after the "20 th National Congress".

Zhixin Investment Research Institute: New urbanization will promote regional housing demand.

The report proposes to speed up the establishment of a housing system with multi-agent supply, multi-channel guarantee and simultaneous rent and purchase. This means that the domestic real estate market has changed from establishing a housing system combining market allocation and government guarantee to relying more on market-oriented and reasonable resource allocation. In the future, the housing policy will focus on the supply and demand sides, better meet the demand for rigid and improved housing, reasonably and effectively increase the housing supply, and let all the people live and live.

The report also puts forward that it is necessary to promote coordinated regional development and implement the new urbanization strategy in depth. At present, the urban pattern with urban agglomeration as the main body has been basically completed, and the development of new urbanization in the future will enhance the carrying capacity of urban agglomeration and metropolitan area. Key urban agglomerations and core cities have entered the era of metropolitan construction, and floating population has become the main driving force for urban population growth.

There will be three important trends in the future population movement: first, the population will continue to gather in key eastern coastal provinces; Second, the population growth rate in the metropolitan area of first-tier cities has increased; Third, the siphonage effect of capital cities in the central and western regions is more obvious. As a result, new urbanization will promote the demand for regional housing.

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[Fujian Finance Empowers Tea Industry] "Fucha Net" and "Jinfuyun" are interconnected.

  Cctv news On October 7, Guo Ningning, Vice Governor of Fujian Province, and his party went deep into Fuzhou Rural Commercial Bank to investigate and affirm the achievements made by the bank in helping rural revitalization. Previously, at the launching ceremony of Fujian Fucha Net, she awarded the plaque of "Supporting Fucha Net to Build Advanced Units" to Fujian Rural Credit Cooperatives Union, and also encouraged the bank to increase its efforts to support agriculture and benefit farmers and empower Fujian tea industry.

Guo Ningning, Vice Governor of Fujian Province, and his party went deep into Fuzhou Rural Commercial Bank for investigation.

Guo Ningning, Vice Governor of Fujian Province, and his party went deep into Fuzhou Rural Commercial Bank for investigation.

  With "Fucha. com" as a platform, financial services have been introduced to rural revitalization. Since the beginning of this year, Fujian banks have taken the initiative to support the tea industry in Fujian Province to improve quality and efficiency and increase production and income of tea farmers.

  Industrial Bank: "Fucha Net-Tea Farmers Loan" Injects "Financial Living Water" into Tea Industry.

  Some time ago, Mr. Shi from Xiangyang Township, Nan ‘an City, Fujian Province was still worried at home — — Family farms run by themselves need to expand the tea planting area, but the funds for purchasing raw materials such as seeds have not yet been settled.

  The staff of Quanzhou Branch of Industrial Bank learned about Mr. Shi’s difficulties and recommended the "Fucha Area" on the platform of "Jinfuyun".

  The corresponding "Fucha Zone" opened on the "Jinfuyun" platform has realized the interconnection with "Fucha.com". After the launch of the special zone, Quanzhou Branch of Industrial Bank specially customized and created "Quancha Loan" products for the enterprises where Fucha.com settled. On this basis, the head office of Industrial Bank launched "Fucha Net-Tea Farmers Loan" in combination with the development of Fujian tea industry, which accurately meets the service needs of Quanzhou tea farmers and injects a "financial living water" into rural revitalization.

  "My tea products meet the requirements of ‘ Fucha. com-Tea Farmers Loan ’ The application conditions. " Mr. Shi was overjoyed to see the handling conditions of "Fucha Net-Tea Farmer Loan". According to the guidance of the bank staff, he released the online financing demand in the Fucha area of the "Jinfuyun" platform, and Industrial Bank opened a green channel for rural revitalization loans. "Less than 2 hours after submitting the materials, Industrial Bank approved and issued me 300,000 yuan ‘ Fucha. com-Tea Farmers Loan ’ " .

  Anxi County, Fujian Province, the hometown of Tieguanyin, is famous for its pillar industry, tea industry. However, affected by the local epidemic in Fujian, three tea enterprises located in Longjuan Township, Anxi County have encountered difficulties in their operation.

  After learning the situation, Anxi Sub-branch of Industrial Bank introduced the characteristic product of Fucha. com "Quancha Loan" created by the bank for tea enterprises according to the capital demand of enterprises. By publishing the financing needs of tea enterprises on "Jinfuyun", Industrial Bank opened a green channel and successfully issued loans totaling 13 million yuan to three enterprises within five working days, thus solving the urgent needs of tea enterprises.

  Fujian Rural Credit Cooperatives: Broaden the Financing Channels of Tea Industry through "Fucha.com"

  In order to make good use of the "Fucha. com" platform, under the guidance and support of Fujian Rural Credit Cooperative, Fuzhou Rural Commercial Bank, relying on the platform, actively docked and served first, through communication and cooperation with provincial supply and marketing cooperatives and municipal supply and marketing cooperatives.

  At the launching ceremony of Fucha.com platform, Fujian Rural Credit Cooperatives Union (referred to as "Fujian Rural Credit Cooperatives") demonstrated the online credit application process of Fucha Loan, and Fuzhou Rural Commercial Bank granted a credit of 2 million yuan to Changle Huangshi Jasmine Professional Cooperative to support the cultivation, production, processing and sales of jasmine tea.

  "Platform link development, channel empowerment industry". The person in charge of Fuzhou Rural Commercial Bank said that they will follow closely the agricultural industry orientation, continue to implement the digital empowerment tea industry development model of the Provincial Rural Credit Cooperatives, further connect with the "Fucha. com" platform, broaden the financing channels of the tea industry in Fuzhou, empower the innovation of the traditional tea industry, practice inclusive finance and help rural revitalization.

Villagers in Nanyuanling Village, xingtian town, Wuyishan City entertain tourists in their own homestays. (Photo by Liu Lianfen)

Villagers in Nanyuanling Village, xingtian town, Wuyishan City entertain tourists in their own homestays. (Photo by Liu Lianfen)

  Fujian Agricultural Bank: Credit more than 1.7 billion to support Ningde to strengthen the tea industry.

  In July this year, the Department of Agriculture and Rural Affairs of Fujian Province and Fujian Branch of Agricultural Bank of China jointly held a field promotion meeting on "Deepening inclusive finance’s service to help the overall rural revitalization" in Ningde City. At the meeting, Guo Ningning, vice governor of Fujian Province, affirmed the achievements made by inclusive finance in serving rural revitalization and supporting agriculture and supporting small families.

  She stressed that it is necessary to strengthen the coordination and linkage implementation of policies such as agriculture, finance and finance, build, use and connect platforms such as "Jinfuyun" and "Fucha Net", establish a normalized and long-term docking mechanism between government, banks and enterprises, continuously improve the rural credit system, and embark on a road of financial support for rural revitalization with Fujian characteristics.

  Agricultural Bank of China Fujian Branch launched the product "Xing Tea Loan" tailored for tea enterprises, tea merchants and tea farmers in the upstream and downstream of Fucha. com’s tea industry chain in the supply chain financial service ecosystem area of Fucha. com platform. Its product interest rate is low, the quota is high and the approval is fast.

  Based on serving the pillar industry of tea, Fujian Ningde Branch of Agricultural Bank of China innovatively launched the product of "Promoting Tea Loan", deepened the financial service of tea industry, and effectively solved the problem of "expensive financing and difficult guarantee" in the development of local tea industry. At present, the bank supports 17,100 customers in the tea industry with a credit of 1.746 billion yuan and 14,800 customers with a credit of 1.44 billion yuan. (Wei Ju)

In the first three quarters, domestic tourism revenue reached 3.7 trillion yuan.

Xinhua News Agency, Beijing, December 15th, The Economic Information Daily published an article on December 15th entitled "Domestic tourism revenue in the first three quarters was 3.7 trillion yuan". According to the article, on December 14th, the reporter learned from the series of thematic press conferences on "Opening by Authoritative Authorities" held by the State Council Office that in the first three quarters of this year, domestic tourism reached 3.67 billion person-times, and tourism revenue reached 3.7 trillion yuan, up by 75% and 114% respectively. Residents’ tourism demand has been released in a centralized way, and residents’ travel has increased substantially.

Du Jiang, Vice Minister of Culture and Tourism, said that this year’s tourism market can be described as booming, which not only promoted the expansion of related consumption, but also promoted economic recovery. "Since the beginning of this year, the Ministry of Culture and Tourism has continuously improved the quality of tourism products and innovated the supply of tourism products. We have actively developed new products and formats such as camping tourism, ice and snow tourism, sports tourism, marine tourism, and tourism performing arts, and launched 7 national ski resorts, 22 camps of the third batch of national self-driving caravans 5C and 4C, 13 national sports tourism demonstration bases, the first batch of 24 smart tourism immersive experience new space cultivation pilots, and 40 tourism performing arts boutique projects. "

In addition, the reporter learned that in order to further release the potential of tourism consumption and promote the high-quality development of tourism, the Ministry of Culture and Tourism said that the next step will be to promote cultural and tourism consumption, improve the quality of life of the people and better meet the needs of the people.

"The Ministry of Culture and Tourism promotes the implementation of the’ Domestic Tourism Promotion Plan’, enriches the supply of high-quality tourism products, improves tourism services, regulates the order of the tourism market and creates a tourist destination with quality and temperature. At the same time, we will further promote the in-depth integration of cultural tourism, foster new consumption formats and new modes, promote the construction of a’ small but beautiful’ performing arts space, and innovate and upgrade music festivals, concerts and other products. Promote the healthy development of new formats such as script entertainment and tourism performing arts, and promote the integration of food, performance, sports, health care, Chinese medicine and other fields with tourism. We will also promote a new batch of national cultural and tourism consumption demonstration cities, national tourist resorts, 5A-level scenic spots, national night cultural and tourism consumption gathering areas and a series of brand building. Guide local innovative consumption scenarios, cultivate new formats and consumption patterns, enrich measures to benefit the people, and implement the’ 100 Cities and 100 Districts’ financial support culture and tourism consumption action plan. " Du Jiang said.

It is noteworthy that in terms of optimizing the business environment and maintaining market order, Du Jiang mentioned that the Ministry of Culture and Tourism has continuously relaxed market access, actively innovated supervision methods, created a market-oriented, rule-of-law and international business environment, stimulated the vitality of the cultural and tourism markets, and helped the high-quality development of the industry.

Du Jiang said, on the one hand, the Ministry of Culture and Tourism has relaxed the market access threshold and continuously released policy dividends. The negative list system of market access and the review system of fair competition were fully implemented, a number of administrative examination and approval items were decentralized, and the time limit for examination and approval was reasonably reduced. "In addition, for the new formats of culture and tourism, we adhere to the concept of problem-oriented and inclusive prudence, and introduce inclusive prudential supervision policies for new formats such as script entertainment and e-sports hotels, formulate supervision methods suitable for industry characteristics, set policy transition periods, and create an inclusive, stable and predictable policy environment, leaving enough room for development for new formats."

"Regarding the market order, in the first 11 months of this year, the comprehensive law enforcement agencies of the national cultural market dispatched 9.988 million law enforcement personnel, inspected 3.348 million times and handled 41,000 cases, effectively maintaining the order of the cultural and tourism markets. In the next step, the Ministry of Culture and Tourism will continue to strengthen the comprehensive law enforcement supervision of the cultural and tourism markets, solidly promote a series of law enforcement actions, severely investigate and deal with violations of laws and regulations, and further safeguard the order of the cultural and tourism markets. " Du Jiang said. (Reporter Yuan Xiaokang)

Five new cars will be on the market soon

During the Guangzhou Auto Show, many car companies took advantage of this enthusiasm to launch their own annual models, and Toyota came to join in the fun!

Kia EV5

Korean cars: This time, I will take back everything that belongs to me …

It can be seen that in order to return to the peak, Korean cars really took great pains. In the past, Hyundai Tucson and other products frequently changed their models to test the water. Later, Kia drastically cut prices and accelerated the listing of new energy products. For Korean cars, EV5′ s intentions are heavy.

Previously, it was said that the car had predicted the price of EV5, and 150,000 was a big mark. If it exceeded 150,000, it was basically doomed to the fate of the street. After all, BYD Song PLUS was sitting in the town, and no model dared to try and challenge rashly. Sure enough, now EV5 has announced the selling price, starting from 149,800, and the highest version is 174,800. From the pricing point of view, it is quite reasonable, and Korean brands rationally combine the market status and brand position.

Moreover, the sincerity is not limited to this, and the rights and interests package given is also very interesting. For example, the deposit has expanded by 6 times, the life-long free door-to-door service and the boutique package are not mentioned for the time being. Let’s take a look at the 20 kWh/day charging policy and the bonus policy. According to the upper limit, this is equivalent to 2,000 kWh and an additional subsidy of up to 3,000 yuan, which reduces the cost of car use and car purchase again. The three power companies enjoy the 8-year/150,000-kilometer warranty policy and the whole vehicle has a 5-

When it comes to the car itself, is there such a product that is more in line with the mainstream aesthetics and the overall strength is online? The design is unique and recognizable, and the interior also echoes the appearance, taking a simple technical style, and there is also a sub-item that is the battery pack, which is a lithium iron phosphate battery from BYD Foday Power. With the blade battery blessing, reasonable price and good product performance, Kia EV5 should have good sales feedback.

Chuanqi new energy E8

Chuanqi E9 is too expensive? Chuanqi E8, isn’t this coming?

In the field of traditional fuel vehicles, it is difficult for domestic MPV models to go up, and it is difficult to shake the existing market structure and explosion status. However, with the rise of new energy vehicles, it is an opportunity for car companies and consumers. Consumers have more choices and bring better car experience with lower money. Car companies also have room to overtake in corners.

Chuanqi E8 is such a product, which has obvious advantages in intelligent and new energy travel, space and other aspects. Quark electric drive and giant star chassis make Chuanqi E8 have better control performance and support multiple mode switching. It is also equipped with Spirit electronic and electrical architecture of GAC and Qualcomm Snapdragon 8155 chip, which makes it convenient to travel and increase the intelligent experience.

The overall appearance is calm, the front face is fashionable and exquisite, and the interior is simple and generous. The straight lines, combined with the use of different materials, have excellent overall visual effects, rich layering and technology. 2+2+3 flexible layout, with zero-gravity seats, ventilation, heating and massage functions, rich storage space, business and family travel needs can be met.

The strong competitive point of Chuanqi E8 lies in the price, with a wheelbase of 2930mm, a starting price of 209,800, a lifetime three-electricity warranty, and supporting infrastructure installation services such as electric piles. From the perspective of cost performance, the comprehensive strength is balanced, which is worth starting with.

Xing tu xing Ji yuan ES

How to say that sentence, how bold people are, how shocking the slogan is. After the best car within 5 million and 10 million, a "world-class super-comfortable long-life car" appeared, which is the heavy model of Chery, Star Road Star Era ES.

There are many bright spots in Xingyue ES, such as the 800V high-voltage platform, which has a long battery life of over 900km and a battery life of 150km with a wheelbase of 3000mm after charging for 5 minutes. It also comes standard with intelligent air suspension and CDC electromagnetic damping system, 6-piston racing-class calipers, and an integrated die-casting all-aluminum chassis … The official has repeatedly stressed that there are no peers. That is to say, within the same level, ES is the ceiling level in terms of product strength.

Indeed, combined with the highly technical and recognizable exterior design of Star Age ES, as well as the same simple and elegant interior layout with excellent visual effects, the overall visual effects are excellent, and the materials and workmanship, the creation of atmosphere and the embodiment of luxury can all be regarded as intentions and Excellence. It also has 8155 high-pass chip, Lion Melody sound system, 23 speakers and head pillow sound. From the configuration and design, it is not difficult to feel that Star Age ES has made great efforts in the field of comfort.

Combined with the pre-sale price of 248,000 yuan, can Star Age ES go out of the circle and become the first explosion of Star Road? The probability is not great, it may be a little hot in a small range, but it is impossible to become a big explosion like BYD Han. It’s not because the car is not good, but that the price range of 200,000-250,000 in the market has become saturated at this stage, and the demand is so great that many car companies divide up the share of BYD Han and Tesla Model 3. Although Star Age ES does have obvious advantages in comfort, it is unlikely to impress consumers to give up BYD Han, which is cheaper and has higher brand influence. Even if the price of Star Age ES is bound to be lowered after listing, it makes no difference to the result.

Toyota Prado

Sometimes, a short separation is really to meet better, just like Toyota Prado, which had a short exit before, but now it has returned to the consumer’s field of vision with a brand-new attitude.

At Guangzhou Auto Show, FAW Toyota Prado ushered in its debut, which was built on the platform of TNGA-F. Compared with the old models, the length, width and wheelbase of FAW Toyota Prado have been significantly changed, but the height of FAW Toyota Prado has been reduced compared with the old models for design reasons, but the change of 3 cm will not have a great impact on the car experience.

The new car will be equipped with a combination of 2.4T four-cylinder engine and I-Force Max light mixing system, and the maximum power and peak torque are obviously improved, with the peak torque reaching 630 Nm, and the ground clearance is also increased, bringing better passability. Prado is still the same Prado, but it is not the same Prado. The appearance changes are also significant. The overall shape and lines are more tough, which enhances the presence of the wheel eyebrows and the front surround, but the details such as the body are more refined and attractive. The interior also enhances the texture and technological experience. The overall product strength has been significantly improved, which is more in line with the aesthetics of the current auto market. It will be listed in June next year, and the current circulating price will be around 450,000. A generation’s dream car is back. When the time comes, should we choose a cheap tank or pay for our feelings?

Extreme krypton 007

Guangzhou Auto Show also brought its own heavy new products, and it is also its fourth model-Extreme Krypton 007.

Krypton brand is a little niche in positioning, and its sports appearance and performance-oriented products show that it is for young people. Extreme Krypton 007 positioning pure electric medium-sized car, based on the vast architecture platform of SEA, continues the consistent style of extreme Krypton brand, with low body and strong coupe style, and details such as headlights and hidden door handles all show its pure electric identity, rounded and full body lines are very powerful, and it also highlights its good performance.

The wheelbase has reached 2928mm, which is also brilliant in the field of B-class cars. With the weight ratio of 50/50 and the high-performance electric drive system of SiC silicon carbide, the single motor version has a 310kW drive motor, which is comparable to the performance version of Tesla Model 3, with a zero-acceleration of 5.4S, while the four-wheel drive version can run into 3 s. In terms of performance and control, it can be believed that it is extremely embarrassing. The endurance is also not downwind. The comprehensive endurance of the standard version of CLTC can reach 688km, and the ultra-long endurance version can reach 870km, which is faster and more economical.

At present, the pre-sale price of Krypton 007 is 229,000 yuan, which has certain advantages compared with Model 3, but it is still slightly passive compared with BYD Han and other models. However, its own Krypton brand is positioned as a niche, and the demand for niche is placed in the mass production market, which may surprise us.

Third and fourth -tier personnel return, "rich people areas" housing prices rose against the trend, and three changes in the property market appeared

Because of the impact of epidemic and economic transformation, the population of third- and fourth -tier cities is flowing. Many of these migrant workers who returned from Shanghai, Shenzhen and other places are highly educated groups. In the golden area of ??third- and fourth -tier cities, they purchased houses in the "rich area", not only high -quality school district houses, but also supporting and greening are comparable to high -end houses in large cities. The houses in these high -end communities have risen first. Compared with other communities, the "hot island" effect appears, which is a lot higher than the surrounding house prices.

First, return home to snap up high -end houses

Many people who return home sell houses in big cities and buy a high -end house in their hometown. They can take their parents to live together. If you go back to the outside, you will have a place to settle in your hometown. Someone was affected by the mortgage of large cities. A loan of millions of dollars in a house made their lives and work suffer a lot of pressure. Buy a house in his hometown, and there are still funds in your hand to start a business or use it for daily life.

Second, the family replacement school house of the provident fund loan

Most families with provident fund loans are groups with stable income. Now many cities have increased the amount of provident fund loans and reduced down payment. They can buy a high -end house with a small amount of down payment. People who lived in the old town or high -rise houses were currently replacing high -quality school district houses. Therefore, high -end communities in third- and fourth -tier cities have recovered and rose against the trend, forming a sharp contrast with the surrounding second -hand housing.

Third, the scarcity of resources and the superiority of the location

Most of the "rich people areas" in third- and fourth -tier cities are mature communities built by large -scale housing companies that have been stationed before. From design style to supporting facilities are first -class. Now, many large real estate companies are far from the third and fourth -tier property market. It is difficult for local small development companies to have such a large handwriting, so it is particularly popular. The "rich area" is not only high in house prices, but also the local group is also rich or expensive in the local area. Therefore, house prices do not worry about selling the road.

From the trend of the property market this year, it can be seen that the rise and fall of the same city is blurred. So many favorable introduction, most of the property market is still not shocked. There are three changes:

01, the population continues to flow, but the house price is very strong

The phenomenon of the population of third- and fourth -tier cities is very common, and most of them are going out to make a living. If you say that Anjia Real Estate, you will choose to return to his hometown to buy a building. After all, house prices in large cities are high, living costs and housing costs are also high, and they can’t afford it. Therefore, many people will come to buy a neighborhood with good money outside. After all, Ye Luo will be rooted in the future, and now he will be filial to pick up his parents to life in the city.

02, interest rates have been reduced sharply, but most people do not buy a house anymore

Recently, with the introduction of the measures and interest rates, although the property market has stabilized and selling the building without panic, the transaction is still unconventional. Many third- and fourth -tier cities have no imagination scenes, and buyers are silent. Many families already have plans to buy a house, and the down payment can be available, but they are still watching and waiting. High -end communities are relatively hot, many people can’t afford it, housing prices in other areas are also falling, and few people buy it.

03, the vacancy rate increases, but the speculators do not throw the house

At present, the vacancy rate of third- and fourth -tier cities has increased by up to 30%. Many families have unstable income because of the high cost of housing. Therefore, when they return to the countryside, the house cannot be sold. There are also couples who work in the field. The speculators and groups of real estate have good housing in their hands, do not rent nor sold, and have no throwing house. Perhaps there are fantasies about the future property market.

The old lady of Shanghai takes pensions to constitute a crime of fraud, proving that the pension white eater is a criminal act

#270,000 elderly golden cases open##

The truth of this fact is that from 2009 to 2015, the old lady of Shanghai, Qian Mou, would abandon the husband who lost his ability to take care of his self -care in the hospital after paying some medical expenses during the hospitalization treatment, until the husband died alone. After the death of her husband, Qian still refused to go through the relevant procedures, and at the same time, he took the husband’s pension and accounted for himself.

On June 9, 2021, a case of fraud and abandonment of Qian, a public prosecution of the People’s Procuratorate of Minhang District, Shanghai, was held in the Minhang District People’s Court.

The truth of the case is very clear.

Some people think that pensions are in the country, and the national Tang monk meat, all Chinese citizens can eat, all of which are desirable. Therefore, it is not believed that the old lady of Shanghai Qian Mou is a criminal act. This view is particularly popular in the small and fresh meat little beauties. Because the little fresh meat and the little beauty thinks that farmers are reasonable to eat white food, everyone can not pay a penny social security, and they can be sits to share the social security provers for decades.

However, the understanding of farmers is extreme errors.

In the basic composition of pensions, all pensions of social insurance forms should belong to the private property of citizens who pay social security, and they are not owned by the whole society. In the basic pension of the national welfare form, [also known as the pension subsidy], that is, the country’s money from the city taxpayer to the farmer, the other social benefits that belong to the country to the farmers to the elderly.

Compared with the former, although it is also called pension, it is actually very different in nature. That is to say, the essence of social maintenance money is the private property of citizens who pay social security. They use their labor income to take out a part of their salary every month to invest in their future pensions, like bank savings. But more advanced than banks, these social property from citizens is managed by the state and has absolute security and insurance stability. The basic pension [also known as the pension subsidy for white hair to the farmers], the source of funds is not the citizen of the social security, but from the city’s hundreds of millions of taxpayers. Do not bear the tax responsibilities and obligations that every citizen should have, and the one billion farmers have no longer contributed a penny to the national fiscal tax for seventeen years. Therefore, these money -sweats from urban taxpayers have been distributed to farmers through the hands of the country. The money does not have the nature of private property, but has a social welfare nature.

Understanding the above principles, I understand that the old lady of Shanghai, Qian Mou, led her died of more than 270,000 yuan. The violent object was the private property of all social security citizens.

Similarly, those who do not pay a penny for social security, and those who have to pay the social security persons for decades of social security people are divided by farmers, which are those who eat white food selfish little fresh meat and little beauty. In fact Criminal behavior, they are public robbery, because their violations are the private property of the whole society who has paid social security for decades. But it is terrible that some people have committed guilty and do not know sin. Zhen Zhen has words that he is the savior of the peasant. He has called for robbery and plundering under the banner of speaking for farmers. As criminals, they have gone far enough on the road of illegal.

These pension articles videos are full of headlines. This fully shows that a large number of cyber criminals are active on the media network. They attempted to learn ancient bandits and live on the wealth of others by robbing others.

The opening of the old lady in Shanghai should let the small and fresh meat and little beauties who advocated robbery to calm the rational and rational girls. Please do not go further and further on the road of crime.

Wild fishing, you can’t catch big fish, do you make the same mistake?

Wild fishing, you can’t catch big fish, do you make the same mistake?

Everyone basically knows what wild fishing is. The simple understanding is that in addition to artificial cultivation ponds, we can fish in the water in the natural environment. We collectively referred to as wild fishing.

Although wild fishing is better in environmental and quality than artificial breeding. Perhaps it tastes much better in taste.

However, because of the wide area, the density of the fish is relatively poor, and the hook rate is far less than that of the pond.

Therefore, wild fishing wants to catch big fish in the rare environment of its own fish, so we must pay attention to the following points:

Share with everyone here, I hope to help fishermen.

The fish in the wild is more vigilant than the home -raising fish. After all, the alert fish with low vigilance has been fishing.

With a little movement around, the fish will be scared away, and the courage is particularly small.

So, if we want to catch big fish, we must stay away from the crowd, traffic, and find a place with less noise or no noise.

Set your phone to mute, and speak softly to speak, maintain a certain silence, and use tools when making nests, such as the nesting device.

Some fishermen are in the mood of being eager to catch fish in order to miss any wind and grass, and adjust their sensitivity high.

But knowing that you ca n’t eat hot tofu, in fact, this is a do not lose money. It is because it is too sensitive. If you just move, you will mistake you to think that there is a fish hook, which will cause frequent rods. This will definitely affect fishing. It will definitely affect fishing. Caused fish to be counterproductive, so sometimes it cannot be tuned too sensitive.

In order to make the effect of the fish attracting the fish, most fishermen will add some atomized materials to the bait.

Make the atomization more three -dimensional and highlight. In fact, there is no problem with fishing fish in this way. If it is used to catch big fish, it will have some effects.

Because the effect of atomization has increased, there are more small miscellaneous fish, and the bait is eaten by the small fish, and the big fish will not come over.

When the fish speaks, it is difficult to know. Some people with acute children will constantly change bait and want the fish to eat.

There is a problem. If you keep changing the bait, it will cause the fish to be vigilant. The fish is not stupid. If you change it, it will cause the fish to not speak, and the big fish will not be available. Try to avoid using this type. The bait.

In order to avoid this situation, we can spray a few times when we bait.

Because Qi Muyu is very rich in lure fish.

Especially in freshwater fish, many hormones, fish steroids, and multiple vitamins are added with freshwater fish. After the fish smells the taste, it will appetite and increase appetite.

Even when the fish itself is not hungry, the fish will have the desire to eat.

There is also a very good role in leaving fish. This taste will be kept in the water for a long time, and it will not disperse.

It can effectively attract big fish and improve the hit rate.

No matter what bait you use, it is more taboo to change frequently, raising the pole.

However, in terms of cost -effectiveness or quality, Qi Mu high -carbon pole fishing. Will reduce a certain loss for you.

Qi Mu’s high carbon pole is really friendly to fishing friends. Material is made of high -tonnage carbon cloth. It holds lighter in hand, has a good waist strength, and is not easy to break.

I don’t lose the brand in my hand, even if it is fishing for a day, it won’t be tired. Whether the big fish or the small fish can catch it in seconds.

Qi Mu’s high carbon pole belongs to a comprehensive rod of 28, which can adapt to a variety of venues, light texture, easy to carry, fashionable appearance, and basically cannot run after the fish hooks. It is a good fishing rod.

The above -mentioned precautions must be clearly understood. These issues will have more chances of making mistakes in novices. As for some fishermen who live in fishing ground for a long time, they can be used as a reference. After all, everyone’s habits are different. Make copy, randomly strain according to the actual situation.

Also, as a fellow fishing fellow, we should remember mistakes and change flexibly. We should do fishing for fishing.

After we get a big harvest, we can release some, instead of taking away all the brains. This will not only destroy the ecological environment, but also affect the harvest of fishing in the future.

Everyone can be able to release appropriately, so I think every harvest can be rich.

The most important point is that we must take away the garbage when we fish, because everyone is responsible for the environment.

During fishing, garbage everywhere will also affect our mood and the harvest of fishing.

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