How to inquire about the limit of personal foreign exchange account in the bank？

2025年5月9日 | admin | xwxq

Detailed guidelines for handling personal foreign exchange account limit inquiry in banks

In today’s global economic environment, personal foreign exchange business is becoming more and more frequent. Understanding the personal foreign exchange account limit is very important for rational planning of fund use. The following is a detailed introduction to the relevant procedures and precautions for handling personal foreign exchange account limit inquiry in the bank.

First of all, you can choose to go to the bank’s business outlets for inquiry. Make sure to bring valid identification documents, such as ID card and passport, before going. After arriving at the bank, you can inquire in the following ways:

1. Consult the counter staff: explain your requirements to the counter staff, and they will provide you with accurate personal foreign exchange account limit information.

2. Use self-service terminals: Some banks have self-service terminals. You can follow the prompts on the screen and enter relevant identity information for inquiry.

In addition, you can also inquire through the bank’s online banking or mobile banking. These two methods are convenient and efficient, and there is no need to go to business outlets.

If you choose online banking, after logging into your account, look for the option of personal foreign exchange account limit inquiry in the relevant foreign exchange business section. Usually, banks will clearly display relevant information on the interface.

For mobile banking, the operation process is similar. Open the mobile banking application, find the relevant entrance of foreign exchange business in the menu, and then make a quota inquiry.

It should be noted that different banks may have different inquiry methods and interfaces, but the general process is similar. In addition, the personal foreign exchange account limit is not fixed, which may be affected by the adjustment of the national foreign exchange management policy and your personal credit status.

The following is a list of personal foreign exchange account limits of some common banks (the data are for reference only, subject to the actual regulations of banks):

Bank name Annual foreign exchange purchase limit One-day withdrawal limit Bank of China 50,000 dollars Ten thousand dollars Industrial and Commercial Bank of China (ICBC) 50,000 dollars Ten thousand dollars China Construction Bank 50,000 dollars Ten thousand dollars

In short, you can easily check the personal foreign exchange account limit in the bank through the above methods. Timely understanding and reasonable arrangement of foreign exchange business will help you to better manage funds and international economic activities.

(Editor in charge: difference extension)

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